Award-Winning Payment Processing Solutions

C&H Financial Services, Inc. is an award-winning financial services firm specializing in Merchant Services with offices located throughout the U.S and Canada.  C&H has been named the Most Outstanding Payment Processor of 2018 by Corporate Vision Magazine, one of the Fastest Growing Privately Owned Companies in America by Inc. 5000/500 and is a top 59 U.S. Merchant Acquirer providing credit and debit card processing, small business loans, merchant cash advances, POS Systems and payment gateways, gift card and customer loyalty programs, and ACH processing to Retail, Restaurant and Hospitality companies, E-commerce, Non-Profits , Municipalities, Petroleum, C-Stores, Education, Banks, Chambers of Commerce, Municipalities and other business types across numerous diverse market sectors.

C&H Financial Services has developed an exclusive (patented) technology which eliminates part or all of total card payment processing costs. The payment terminal software program for the Cash Discount is designed to encourage customers to pay by cash or gift card. As part of the regular standard list product pricing a small service charge (either a fixed amount or percentage) is applied to all sales. A discount is automatically applied when customers pay with cash or gift card. No discount is given when paying by debit card or credit card. The patented software automatically determines all discounts and actions based on payment type. C&H’s Cash Discount Program is a way for merchants to offset the cost of accepting credit cards.

C&H Financial Services, Inc. understands the needs of merchants in today’s financial environment.  We offer programs to expedite the paperwork process for applying for the PPP, EIDL and SBA Assistance Programs. Our Small Business Loan and Merchant Cash Advance options provide funding in as little as 24 hours.


Merchant Solutions

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